Nursing home and long-term care costs continue to rise and it is difficult to qualify for Medicaid to pay for nursing home costs. Long-term care insurance can help cover expenses, but long term care insurance contracts are notoriously confusing. How do you figure out what is right for you? The following are some tips to help you sort through all the different options. Find a strong insurance company The first step is to choose a solid insurance company. Because it is likely you won't be using [...]


The driver of a bus stopped at a crosswalk near Binghamton University to allow a pedestrian to cross the road.  As another vehicle was approaching the rear of the bus, the driver of the bus waved the pedestrian across the road.  Unfortunately, the driver of the approaching vehicle did not stop, went around the bus and accidently struck the pedestrian who was in the process of running across the road in front of the bus.  There was no way for the driver of the approaching vehicle [...]


A young laborer working on a state project fell off a scaffold and suffered serious injuries to his leg and back.  Though he returned to his job within a year, he continued to experience pain at the end of a work day.  John L. Perticone, Esq. said that the insurer for the contractor agreed to pay only after losing a motion to dismiss the claim.  The judge ruled that New York State Labor Law 240 (the “scaffold law”) had been violated.



Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and home care may be cheaper, all 50 states now have Medicaid programs that offer at least some home care. In some states, even family members can get paid for providing care at home. Medicaid is a joint federal-state program that provides health insurance coverage to low-income children, seniors, and people with disabilities. In addition, it covers care in a [...]


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